Sarasota and Bradenton Foreclosure Attorneys

Saving your home from foreclosure

You worked hard and saved to purchase your dream home. When unexpected circumstances occur that put your home at risk of foreclosure, the foreclosure attorneys at Cole & Cole Law, P.A., located in Sarasota, combine nearly 50 years of experience with innovative strategies to defend your right to keep your home.

Defense strategies from foreclosure lawyers

Our firm explores all avenues of protecting your home and your finances. Some of the ways we can help include loan modification, loan forbearance, short sales, and deed in lieu of foreclosure. If you have a property in foreclosure or heading to foreclosure in Sarasota or Bradenton, Florida, our attorneys can help you.

Loan Modification

If your loan is greater than the value of your home and/or you no longer can afford your monthly payments under your current mortgage, you may be eligible for a loan modification as an alternative to foreclosure. In order to begin this complicated procedure, you will need an experienced foreclosure attorney to help you work through the paperwork, assist in finding an appraisal, and most importantly, negotiating with the bank or mortgage company. Our knowledgeable foreclosure attorneys can help you modify your loans on property you own in Sarasota and Bradenton, Florida. Some information needed is listed below;


  • – Current Income
  • – Monthly Expenses
  • – Recent changes in income
  • – Hardships you may have suffered
  • – Unforeseen circumstances


During the negotiation process, our attorneys can prepare sample re-amortizations of your loan, seek to adjust or fix the interest rate, or ask the bank for other concessions in order to come up with a monthly mortgage payment that you can afford.

Loan Forbearance

Forbearance gives you a temporary reprieve from making payments on your loan while your lender agrees not to foreclose on your home during the forbearance period. This arrangement can give you a much-needed break if you have fallen behind in your payments.

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